Arizona health insurance plans

US Insurance Solutions Offers Arizona Health Insurance Plans at the Lowest Rates Available!

****SPECIAL NOTICE – Read our Annual Federal and Arizona Market Updates****

In Arizona we can help with health insurance solutions for individuals and families as well as small businesses. 

For individuals and families, we offer:

• Alternative Health Plan Solutions
• ACA/Obamacare Plans

For small businesses, we offer: 

• Alternative Level Funded Small Group Plans
• ACA/Obamacare Small Group Plans

 Note: If you would like to discuss your health insurance options, please go to the link above with the image that says CALL ME and schedule a call with me on a day and time that works for you, and I will call you to review your options

The following contains more information about all of our options.

Alternative Health Plan Package Solutions for Individuals and Families

In most cases we can design a comprehensive alternative health plan package with much lower out of pocket costs on most services for 20-40% LESS than high deductible, narrow network ACA/Obamacare plans. 

If you are relatively healthy and don’t qualify for a tax credit subsidy to help pay for an ACA/Obamacare plan, or if you just want to design a better plan for yourself than the “one size fits all” ACA/Obamacare plans, let us help you.

Please see our NAHP Alternative Health Plan Solutions page for more details.

Fixed Benefit Plans:

In Arizona we work with the following companies to provide the highest coverage Fixed Benefit plans available. We combine these Fixed Benefit plans with both Short Term Medical plans (see following) and supplemental health plans (see US Supplemental Coverage) to create a comprehensive, alternative health plan package to meet each client’s specific needs and budget.

	Philadelphia American Life
	ManhattanLife

Short Term Medical Plans:

In Arizona, Short Term Medical (STM) plans are available for duration’s of 30 days up to as long as 36 months! We combine these STM plans with both Fixed Benefit plans (see above) and supplemental health plans (see US Supplemental Coverage) to create a comprehensive, alternative health plan package to meet each client’s specific needs and budget.

In Arizona we work with the following companies to provide the best available Short Term Medical plans. 

	Allstate Health Solutions
	Pivot Health
	United Healthcare

To run quotes and apply online for all of our companies offering Short Term Medical plans go to our Short Term Medical Plans Quote Page.

***Sample Alternative Plan Packages in Arizona***

We are in the process of putting together some of the BEST sample alternative plan packages. These packages combine one or both of our Fixed Benefit and Short Term Medical plans (above) with supplemental plans available from the above companies and/or on our US Supplemental Coverage page. 

Please check back in the future, or if you would like to discuss a CUSTOM package for yourself, please schedule a time on my calendar by going to the image above that says CALL ME and schedule a call with me on a day and time that works for you.

ACA/Obamacare Plans for Individuals and Families

In Arizona ACA/Obamacare plans are available through the Federal Marketplace. Insurance companies offering plans vary by county. We work with the following insurance companies in this state: 

	Ambetter
	Aetna/Banner
	Blue Cross Blue Shield of AZ
	Bright Health
	Cigna
	Medica
	Oscar Health Plans
	United Healthcare

ACA/Obamacare Individual and Family Plan Quotes

Federal Marketplace

In Arizona ACA/Obamacare plans are available on the Federal Marketplace. Please see our ACA/Obamacare Individual Plans Quote Page to run quotes on the Federal Marketplace.

Alternative Level Funded Small Group Plans

For small businesses with fewer than 50 employees, the ACA/Obamacare law applies the same rules to group health insurance plans as it does to individual plans. As a result, businesses that may have younger, healthier people to cover on a group health plan, the ACA/Obamacare fully insured group plans may not be the best option.

Therefore, we offer these companies the choice of going with an alternative level funded health plan. A level funded health plan allows a business to custom design their health benefits. Monthly premiums are fixed just like with an ACA/Obamacare plan. However, premiums on a level funded plan are typically at least 15-20% less than the same plan design on an ACA/Obamacare plan. Plus, in most years with average to below average usage of the plan, there is an opportunity to receive an additional refund at the end of each plan year.

Please see our NAHP Alternative Health Plan Solutions page for more details.

In Arizona we work with the following companies to provide the best available level funded health to meet your specific needs and budget:

	Allstate Benefits Group
	Allied National
	Sana Benefits
	Trustmark Small Business Benefits
	IHC Specialty Benefits
	United Healthcare

Note:We are continuing to look for new companies offering alternative health plan options for small businesses. Because of that we may have other options in addition to the companies listed above.

ACA/Obamacare Small Group Plans

For small businesses with fewer than 50 employees that don’t qualify for a level funded health plan (above) for any reason, we can help with an ACA/Obamacare small group health plan.

In Arizona we work with the following companies to provide the best available ACA/Obamacare small group health plan to meet your specific needs and budget:

Schedule a Call With Me: