Welcome to the U.S. Insurance Solutions Website!

****SPECIAL NOTICE – Read our Annual Federal and Individual States Market Update Here****

My name is Rob Tavis. I am the owner of U.S. Insurance Solutions. I want to welcome you to the website and thank you very much for visiting!

As your Personal Health Insurance Advisor, my primary goal is to make sure that you have the best possible health insurance coverage for your situation and needs.

These days health insurance is complicated…buying coverage on your own or from an agent who doesn’t focus on health insurance can cost you time and money! At U.S. Insurance Solutions our full time focus is on health insurance!

My primary focus is helping individuals, the self-employed, and small businesses create custom, comprehensive health plan alternatives to ACA/Obamacare plans. Specifically:

• If you are looking for an individual/family health plan and make too much money to get a tax credit subsidy from the government, one of our NAHP alternative health plan solutions may be just what you need!
• If you own (or work for) a small business with under 50 employees, one of our NAHP alternative group health plans could save you 20% (or more) compared to a fully insured, ACA/Obamacare group plan while maintaining or improving your plan benefits.

However, I can also help with ACA/Obamacare plans for individuals who are eligible for a tax credit subsidy to help pay their premium and/or have significant health issues. Similarly for small businesses who don’t have enough people for an alternative plan and/or have people with significant health issues in their group, I can help find the best fully insured ACA/Obamacare small group plan.

Please take some time to go through this website.

Begin by going to US Health Plans to see which insurance companies are offering health insurance plans for both individuals/families and small businesses in your state. In addition to learning about the different insurance companies, you will learn about the different types of health insurance plans. Both ACA/Obamacare plans and several non-ACA alternative health plan solutions for individuals/families and small businesses.  

Once you know what is available where you are, it is important for us to review your situation and needs and make sure that you know ALL of your options before you pick a health plan. To do that I want to connect for a phone call with you. So I invite you to go to the link to my online calendar and pick a day and time from my availability and I will call you then.

While you are here, I also encourage you to check out our US Supplemental Coverage area to see the low cost additional coverage options that can enhance the value of any health plan. These different supplemental plans are included in the alternative plan packages that we build for you. If you are on an ACA/Obamacare plan, these plans can be added to enhance your overall coverage  for significantly less money than buying a higher “metal level” plan. 

There are also many FREE or very low cost resources, online tools and other services that can save you money on your healthcare needs no matter which health plan you have. Go over to our US Healthcare Resources page to discover how you can start saving money immediately. 

Finally, losing someone you love is AWFUL! I know…I have been through it first hand. I can also tell you first hand that Life Insurance put my daughter through college and allowed me to continue doing what I like to do. Make sure YOU have enough in case the unthinkable happens! We work with an outside agency that specializes in life insurance, so I can help you find the best type and amount of life insurance for your situation and needs. 

Again, thank you for visiting U.S. Insurance Solutions! I look forward to getting to know you and working together with you on your health insurance.

Rob Tavis