Short Term Medical Plans Quote Page
US Insurance Solutions – Short Term Medical Plans Quote Page
IMPORTANT UPDATE: Effective September 1, 2024 the current administration finalized a rule to limit the term of Short Term Medical plans to a maximum of 4 months per person per insurance company per year.
On this page you will find company summaries and links to quote and apply online for all companies we represent that offer Short Term Medical Plans.
IMPORTANT NOTE:: Short term medical (STM) plans do not cover all the services/treatments mandated under Obamacare (e.g. maternity, 100% preventive care, outpatient mental health services and prescription drugs) and they do not cover any pre-existing conditions on term lengths of 12 months or less.
Therefore, we offer additional supplemental plans, which can be found on our US Supplemental Coverage page, for those who want to enhance their overall coverage.
To run quotes and apply online go to Allstate Health Solutions Quotes
Allstate Health Solutions STM plans include…
- Up to $1 million coverage period maximum
- Coverage term maximum of 4 months (As of 9/1/2024 noted above)
- Aetna OpenChoice PPO Network
- Cigna PPO network (in select states)
- Access to Telemedicine 24/7 at NO additional cost
- Unlimited Urgent Care Visits for $50 copay with NO deductible. Only pay coinsurance (if any) for additional costs above copay
- NO Deductible for – Childhood Vaccines to age 18, Mammograms, Pap Smears, PSA Test
- All Other Preventive Services Covered Subject to Deductible/Coinsurance
- Child-only coverage available
- Plans are portable and will not terminate when a member moves to a new state
Detailed information about the company and their plans along with downloadable plan brochures for each state can be found on the Allstate Health Solutions page on our website.
To run quotes and apply online go to Pivot Health Quotes
Pivot Health STM plans include…
- Up to $1 million coverage period maximum
- Coverage terms up to 4 months
- Option for up to 8 or 12 months of coverage (in selected states)
- Office visit copay available on select plans
- Prescription drug co-pay benefits on select plans
- Access to Telemedicine 24/7 at NO additional cost
- Child-only coverage available
- Ovarian cancer screen and one annual pap smear per year, per covered female age 18 and over
Detailed information about the company and their plans along with downloadable plan brochures for the Classic STM and Quantum PPO plans can be found on the Pivot Health page on our website.
To run quotes and apply online go to United Healthcare Quotes
United Healthcare STM plans include…
- $2,000,000 Maximum Lifetime Benefit on ALL plans
- Coverage term maximum of 4 months (As of 9/1/2024 noted above)
- Unlimited Urgent Care Visits with a copay on ALL plans
- Office Visit Copay STM Copay plans
- 100% Coverage After Your Deductible on STM Plus Elite plans
- Limited Preventive care on ALL plans (benefit amounts vary by plan type)
- Outpatient Prescription Coverage on ALL plans (except Value) (benefit amounts vary by plan type)
Detailed information about the company and their plans along with downloadable plan brochures for each state can be found on the United Healthcare page on our website.
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