Accident

Supplemental Accident Protection 

Why an Accident Plan?

Over 50% of ALL medical treatment received in this country is the result of an accident. The CDC estimates that 9.2 million children had an ER visit last year due to an accident. Leading causes include falls, car accidents, and burns. The CDC also estimates that 30% of all ER visits are because of an injury. The costs are substantial, but often times are paid out of pocket due to the high deductibles on health plans. 

That is why I recommend adding a separate accident policy. We have plans available from several different companies. These plans provide payment for all healthcare treatment received as a result of an accidental injury. Some plans will pay up to a set amount per accident and others will provide you with an annual amount of money (up to $15,000 per individual and $25,000 per family). 

An Extra Bucket of Cash

A supplemental accident plan is an inexpensive, extra “bucket of cash” for you to use to cover treatment related to an accident! 

Important Note: All plans pay in addition to any other existing health insurance you have. In most cases these plans do not coordinate with your existing health insurance, which means that they will continue to pay up to your chosen benefit amount regardless of what you get from other health insurance that you have. 

Please go to my US Supplemental Coverage page for additional information on available plans from our insurance company partners.

If you would like to discuss your life insurance options, please go to my online calendar and schedule a call with me on a day and time that works for you, and I will call you to review your options.