About Premera Blue Cross Blue Shield of Alaska Health Insurance Plans
Premera Blue Cross Blue Shield of Alaska is a member of a family of companies headquartered in Washington state, with operations in Mountlake Terrace and Spokane, Washington; Portland and Bend, Oregon; Anchorage, Alaska; and Scottsdale, Arizona. Premera and its affiliates employ about 3,000 people and provide healthcare coverage and related services to 1.5 million subscribers and their families.
Premera Blue Cross Blue Shield of Alaska (aka Premera) offers ACA/Obamacare individual/family plans and small group health plans. All individual/family plans are offered through the Federal Marketplace.
Premera Plan Benefits
Here you will find downloadable benefit grids/brochures for Premera:
On the Premera Individual and Family Health Plans website you will find detailed information on all individual and family plans offered in Washington.
NOTE: The above link is the Agent (Producer) page. We include it here because it contains more detailed information than Premera's "consumer" page.
This includes the following:
- Benefit guides and plan brochures for ALL individual and family health plans
- Plan Features for all plans
- Information on their individual plans (EPO) provider networks
- Other Resources
Small Group plans:
On the Premera Small Business Plans (1-50 Employees) website you will find general information on all small group health plans offered in Alaska. Please reach out to me as noted below to discuss a small group plan for your company.
In addition to the information available above, you can go to Premera's Summary of Benefits and Coverage (SBC) page and download SBCs for all individual and group plans.
Premera Provider Networks
To find a provider in the appropriate network in your area go to the Premera Find a Provider Tool.
You will note that there are multiple networks. Please note the following about some of the different networks:
The Premera network for individual plans in 2020 is called: Legacy and Dental Select.
Small Group Plans:
Premera has many different small group plans with different networks. Our widest network is AK Heritage, but it might also be listed as AK Heritage Plus on your card. You can search for providers in your network through the "Find a Provider Tool" link above, or go to their Find a Doctor, Dentist and More page to link to the search page for your network
Premera Prescription Coverage and Formulary Information
To learn more about prescription drug coverage on all Premera health plans go to their Pharmacy page.
To search for prescriptions in their plan formularies go to their Rx Search page. On this page you will be able to see which formulary applies to your specific health plan as follows:
Individual plans will use formularies M2 or M4. All Bronze and both HSA qualified plans will use M2. All (non-HSA) Silver and Gold plans will use M4.
Small Group Plans:
Small group plans will use formularies M1 or M4.
Premera Blue Cross Member Tools, Resources and Plan Highlights
All Premera plans come with:
Premera's small group medical plans include convenient options for employees to access care or their health plan information online, with our mobile app, or by phone.
Members get free, confidential health advice from a registered nurse by phone any time, day or night, with our 24-Hour NurseLine.
Every medical plan comes with virtual care options. Video or phone consultations with a Teladoc® physician are available any time for a low copay.
The Premera mobile app
Premera's redesigned mobile app enables employees to find their health plan information, or search for a doctor at any time.
Additional Resources and Discounts
Premera offers a variety of special discounts on a wide variety of products and services. Check them out on the Member Discounts page.
In addition to their individual and family and small group health plans, Premera offers the following supplemental coverages:
Small group dental and vision plans are available for groups of 2 or more. See the Small Business Plans website above for details, plan brochures, etc.
Premera Individual and Family Plan Quotes
To see if Premera plans are available in your area and the other available insurance companies and plans, click on the big box to the right with the U.S. flag background to access our health insurance quote page. From there you can run quotes on the Federal Marketplace.
U.S. Insurance Solutions is here to help
Remember, you are NOT in this alone…I am here to help! As your Personal Health Insurance Advisor, my goal is to make your life easier by taking the hassle out of finding the right health plan for your situation and needs.
To discuss your health insurance options and make sure you have the best possible health plan for your situation, please go to the link above with the image that says CALL ME and schedule a call with me on a day and time that works for you, and I will call you to review your options.