About Lifewise Health Plan of WA Health Insurance Plans
Lifewise Health Plan of Washington (aka Lifewise) is a member of the Premera Blue Cross family of companies headquartered in Washington state, with operations in Mountlake Terrace and Spokane, Washington; Portland and Bend, Oregon; Anchorage, Alaska; and Scottsdale, Arizona.
Lifewise) offers ACA/Obamacare individual/family plans ON the WA Health Plan Finder exchange. LifeWise plans are exclusive provider organization (EPO) plans, which cover the cost of care from in-network doctors, pharmacies, hospitals, and other care providers in Washington, Oregon, or Alaska. You can also get covered care from in-network providers without a referral. These plans cover care only from in-network providers, unless you have a medical emergency.
In 2020 Lifewise will offer their plans in 33 counties. In all counties they will offer their Essential plans (see below). Additionally, in Pierce, Snohomish and Spokane counties they will offer their Primary Gold and Silver plans OFF of the exchange.
Lifewise Plan Benefits
Here you will find downloadable benefit grids/brochures and other information for Lifewise plans:
A summary of available plans and rate tables can be found on the Lifewise Consumer Health Plans page.
On the Lifewise Individual and Family Health Plans Producer website you will find detailed information on all individual and family plans offered in Washington.
NOTE: We include the Producer page information here because it contains more detailed information than the Lifewise Consumer page above.
This includes the following:
- Benefit guides and plan brochures for ALL small group health, dental and vision plans
- Plan Features for all plans
- Information on their individual plans (EPO) provider networks
In addition to going to the above website, you can download individual/family plan brochures as follows:
Side by side comparison of ALL Lifewise plans (including Primary plans): Lifewise All Plans Comparison
Lifewise Essential Plans separate plan brochures:
LifeWise Essential Gold
LifeWise Essential Silver High Deductible
LifeWise Essential Silver Low Deductible
LifeWise Essential Bronze
LifeWise Essential Bronze HSA
LifeWise Essential Catastrophic
Lifewise Provider Networks
The Lifewise Primary provider network offers access to major hospital systems, including Swedish Medical Center, Providence Health, and CHI Franciscan.
To find a provider in Lifewise's provider network in your area go to the Lifewise Find Care Tool.
Lifewise Prescription Coverage and Formulary Information
To learn more about prescription drug coverage on all Lifewise health plans go to their Pharmacy page.
To search for prescriptions in their plan formularies go to their Rx Search page. On this page you will be able to see which formulary applies to your specific health plan as follows:
All plans will use formularies M2 or M4. The Bronze and Catastrophic plans will use M2. All Silver and Gold plans will use M4.
Lifewise Member Tools, Resources and Plan Highlights
In addition to the 10 essential health benefits, most Lifewise plans offer:
- Lower copays for visits to a designated primary care provider
- Unlimited primary care and specialist visits (copay, deductible, and coinsurance may apply)
- $15 copay for telehealth video or phone consultations
- Low copay and no deductible for preferred generic drugs
24-Hour NurseLine:
Members get free, confidential health advice from a registered nurse by phone any time, day or night
Virtual care:
Every medical plan comes with virtual care options. Video or phone consultations are available any time for as low as a $15 copay.
Special Discount Offers
Save on Fitbit products and other wellness devices
Low Cost Fitness Center Memberships
Access to 9000+ fitness centers nationwide for $25 per month.
Optional Riders/Coverage
In addition to their individual and family health plans, Lifewise offers an Individual and Family Dental Plan available on the Health Plan Finder exchange.
NOTE: This dental plan is mostly for preventive and basic dental services. If you want more comprehensive dental coverage we offer plans from other companies. Just ask about them.
Lifewise Individual and Family Plan Quotes
To see if Lifewise plans are available in your area and the other available insurance companies and plans, click on the big box to the right with the U.S. flag background to access our health insurance quote page. From here you can run your own preliminary quotes on the WA Health Plan Finder exchange.
U.S. Insurance Solutionsis here to help
Remember, you are NOT in this alone…I am here to help! As your Personal Health Insurance Advisor, my goal is to make your life easier by taking the hassle out of finding the right health plan for your situation and needs.
To discuss your health insurance options and make sure you have the best possible health plan for your situation, please go to the link above with the image that says CALL ME and schedule a call with me on a day and time that works for you, and I will call you to review your options.