About Bright Health Insurance Plans

Bright Health Plan offers ACA/Obamacare individual and family plans, Medicare Advantage plans and supplemental plans. Plan types and availability vary by local market within each state. 

Bright's vision is based on collaborating with Care Partners (Providers) to make healthcare simpler, personal and more affordable.

Bright Health State Availability

Bright Health offers their individual and family plans On and Off the exchanges. On exchange plans are offered on the Federal Marketplace and the state exchanges in states with their own exchange.

For 2020, Bright Health plans to sell ACA/Obamacare individual plans in the following markets. All plans are subject to regulatory approvals. 

Maricopa County, AZ	Daytona, FL	Palm Beach, FL	Charlotte, NC	Oklahoma City, OK	Knoxville, TN
Pima County, AZ	Jacksonville, FL	Pensacola, FL	Winston-Salem, NC	Greenville, SC	Memphis, TN
Birmingham, AL	Orlando, FL	Tampa, FL	Nebraska (statewide)	Anderson, SC	Nashville, TN

 

Note: The markets above represent the states where US Insurance Solutions is currently licensed. Clicking a link will take you to our page for that state where you can see ALL health plan options we offer in that state.

Bright Health Plan Benefits

Here you will find downloadable benefit grids/brochures for Bright Health in each state where they offer plans. Click to download the appropriate form for your state:

Arizona	Florida	North Carolina	South Carolina
Alabama	Nebraska	Oklahoma	Tennessee

 

 

 

Note: At this time we don't have the ability to put the benefit grids and brochures here on our website. If/when we are able to do that, we will link them to the state names above.

Bright Health Provider Networks

To find a provider in Bright Health's provider network in your area, use their online Provider Finder tool. On this page begin by selecting the type of provider for whom you would like to search. 

Bright Health Prescription Coverage and Formulary Information

To look up a prescription in Bright Health's prescription formulary, use their online Prescription Drug Search tool. Begin by entering your Zip code and clicking the "Set Location" button. On the next page you will be able to download their comprehensive prescription formulary in your area in a pdf document. You will also find claim forms and other related documents. 

Bright Health Member Tools, Resources and Plan Highlights

Bright Health Plan Highlights:

• Rewards on ALL plans
• Low copays on Primary Care
• $75 Urgent Care Co-pay on most plans
• Lost cost Generics

Perks Plans typically have:

• Richer benefits
• Lower deductibles
• Lower copays and coinsurance
• Additional “Perks” for ACH activation

Bright Health Individual and Family Plans also include the following extra services and benefits: 
 
Free rides to and from appointments
All plans include up to eight one-way rides. They partner with Circulation, a transportation company that contracts local drivers for non-emergency medical transport.
 
Meal delivery
Bright Health members can receive up to 14 nutritious meals after a hospital stay, delivered right to their door. They can even customize their meals to meet any dietary restrictions or needs.
 
Cash rewards
Throughout the year, they will offer members cash rewards for simple healthy actions, such as selecting a Primary Care Provider or getting a flu shot.  

Bright Health Secure Supplemental Plans

Bright Health also offers a supplemental insurance plan that can help you save on your out-of-pocket medical expenses. The plan is called Bright Health Secure. 

There are two plan options - Standard and Premium. Each plan provides coverage for the following:

• Overnight Hospital Stays (up to 5 days per year and an annual maximum limit)
• Accident Coverage - Provider "per accident" coverage for ER or Urgent Care, Office Visits, Accident Transport and Accidental Death
• Outpatient Services - Provides coverage for Imaging Services (MRI, CT, Pet Scans, X-Rays), Outpatient Surgery and Physical Therapy

Bright Health Secure supplemental plans are available in the following states where US Insurance Solutions is licensed: 

Arizona	North Carolina	Oklahoma	Tennessee
Florida	Nebraska	South Carolina

 

 

 

For more details on the Bright Health Secure supplemental plans, please see the sample Bright Health Secure Arizona Brochure

Bright Health Individual and Family Plan Quotes

To see if Bright Health plans are available in your area and get a free quote, just go to our Bright Health Quotes link: 

You can also click on the big box to the right with the U.S. flag background to access our health insurance quote page. From there you can run run quotes for Bright Health plans and the other available insurance companies ON the Federal Marketplace. 

 

 U.S. Insurance Solutions is here to help

Remember, you are NOT in this alone…I am here to help! As your Personal Health Insurance Advisor, my goal is to make your life easier by taking the hassle out of finding the right health plan for your situation and needs.

To discuss your health insurance options and make sure you have the best possible health plan for your situation, please go to the link above with the image that says CALL ME and schedule a call with me on a day and time that works for you, and I will call you to review your options.