About CIGNA Health Insurance
Cigna (NYSE: CI) is a global health service company dedicated to helping people improve their health, well-being and sense of security. They offer an integrated suite of health services, such as medical, dental, behavioral health, pharmacy and vision care benefits, and other related products including group disability, life, and accident coverage.
For more than 200 years, Cigna and its predecessor companies have been in the insurance field. In 1792, a group of Philadelphia citizens formed the Insurance Company of North America (INA), the first marine insurance company in the United States. In 1865, the Governor of Connecticut signed a special law creating Connecticut General Life Insurance Company (CG). In 1982, Cigna was formed through the combination of INA Corporation and Connecticut General Corporation.
Cigna Individual Plans State Availability
Cigna offers individual health insurance plans in 10 states currently. On exchange plans are offered on the Federal Marketplace and the state exchanges in states with their own exchange.
States that Cigna offers coverage:
Note: The states above that you can click are states where US Insurance Solutions is currently licensed. Clicking a state link will take you to our page for that state where you can see ALL health plan options we offer in that state.
Cigna Plan Benefits
Here you will find downloadable benefit grids/brochures for Cigna in the states in which we are licensed and those we are able to become licensed quickly. Click on the state that you want, then click to download the appropriate form:
States Currently Licensed to Write CIGNA Coverage:
Note: The states above that you can click are states where US Insurance Solutions is currently licensed.
Cigna Provider Networks
To find out which network is available for the plans in your area, and view the providers, please visit the Cigna Provider Directory.
Cigna Prescription Coverage and Formulary Information
In addition, you can check to see if the Cigna health plan you want covers the prescription drug(s) that you take by visiting the Cigna Prescription List page.
Cigna Member Tools, Resources and Plan Highlights
All Cigna plans come with:
myCigna - Their secure, members only website allows you to get answers to coverage questions, track claims and account activity, find doctors and other services and view health programs and topics such as WebMD, Health Assessment, Sleep, Nutrition, Weight Loss and more.
myCigna App – All of the features of myCigna in a convenient mobile app. With the myCigna app, you can find a doctor, view ID cards, search claims, manage account balances, and more—all on the go. See the app in action.
Optional Riders/Coverage
In addition to their individual and family health plans, CIGNA offers the following supplemental coverages:
Dental Insurance – Cigna offers 3 dental plans to choose from in 48 states. They can be written separately or in combination with Cigna health plans in the states where Cigna offers health plans.
Accident Insurance - In the event of an accident, these plans can help you cover out-of-pocket costs. Some plans pay cash in addition to any plan benefits already in place.
Critical Illness Insurance - These plans offer coverage for 15 critical conditions such as cancer, heart attack or stroke. Upon diagnosis of a covered condition, you'll receive a lump-sum cash payment. If you have a health plan, critical illness insurance will provide benefits in addition to your other coverage.
Cancer and Heart Attack & Stroke Insurance
Cigna Individual and Family Plan Quotes
To see if CIGNA plans are available in your area and the other available insurance companies and plans, click on the big box to the right with the U.S. flag background to access our health insurance quote engine. From there you can run quotes for Cigna plans on the federal marketplace.
If you are not eligible for a tax credit subsidy because your income is too high, you can run quotes for Cigna individual/family plans OFF the federal marketplace (direct) at the following link:
Cigna Direct Quote and Apply Online
U.S. Insurance Solutions is here to help
Remember, you are NOT in this alone…I am here to help! As your Personal Health Insurance Advisor, my goal is to make your life easier by taking the hassle out of finding the right health plan for your situation and needs.
To discuss your health insurance options and make sure you have the best possible health plan for your situation, please go to the link above with the image that says CALL ME and schedule a call with me on a day and time that works for you, and I will call you to review your options.