About CIGNA Health Insurance
Cigna (NYSE: CI) is a global health service company dedicated to helping people improve their health, well-being and sense of security. They offer an integrated suite of health services, such as medical, dental, behavioral health, pharmacy and vision care benefits, and other related products including group disability, life, and accident coverage.
For more than 200 years, Cigna and its predecessor companies have been in the insurance field. In 1792, a group of Philadelphia citizens formed the Insurance Company of North America (INA), the first marine insurance company in the United States. In 1865, the Governor of Connecticut signed a special law creating Connecticut General Life Insurance Company (CG). In 1982, Cigna was formed through the combination of INA Corporation and Connecticut General Corporation.
Cigna Individual Plans State Availability
Cigna offers individual health insurance plans in 13 states currently. For 2023 they will expand into three more states for a total of 16 states. On exchange plans are offered on the Federal Marketplace and the state exchanges in states with their own exchange.
States that Cigna offers coverage:
Note: The states above that you can click are states where US Insurance Solutions is currently licensed. Clicking a state link will take you to our page for that state where you can see ALL health plan options we offer in that state.
NEW This is a new state for 2023
Cigna Plan Benefits
Here you will find downloadable benefit grids/brochures for Cigna in the states in which we are licensed. Click on the state that you want, then click to download the appropriate form:
States Currently Licensed to Write CIGNA Coverage:
Note: The states above that you can click are states where US Insurance Solutions is currently licensed.
Cigna Provider Networks
To find out which network is available for the plans in your area, and view the providers, please visit the Cigna Provider Directory.
Cigna Prescription Coverage and Formulary Information
In addition, you can check to see if the Cigna health plan you want covers the prescription drug(s) that you take by visiting the Cigna Prescription List page.
Cigna Member Tools, Resources and Plan Highlights
All Cigna plans come with:
myCigna - Having a myCigna® account is a great way for medical and dental customers to stay on top of their plans. They can access their plan and health information at myCigna.com or with the myCigna®App7 – anytime, anywhere – to:
› Find in-network doctors and medical services.
› Track health care spending and review claims.
› See cost estimates for medical procedures.
› Get verified reviews from other patients to help them find the provider or facility that’s right for them.
› Connect with virtual care for convenient, cost-effective provider visits via phone or video chat for medical and behavioral/mental health.
Health Information Line - Licensed clinicians are available 24/7/365 via phone to help guide customers to the most appropriate setting for care based on symptoms, and they provide in-network level-of-care recommendations based on the time of day and the day of the week.
One Guide - Customers simply call and they’re automatically connected with a One Guide personal guide who will help them learn how their coverage works and answer their health care or plan questions.
› 24/7 live customer support and access to personal guides by phone.
› Education on plan features, coverage and ways to maximize benefits, including cost estimates.
› Proactive messaging based on individual health needs.
› Guidance in finding the right doctor, lab or urgent care center.
› Easy connection with pharmacists.
Optional Riders/Coverage
In addition to their individual and family health plans, CIGNA offers the following supplemental coverages:
Dental Insurance – Cigna offers 3 dental plans to choose from in all 50 states and D.C. They can be written separately or in combination with Cigna health plans in the states where Cigna offers health plans.
Accident Insurance - In the event of an accident, these plans can help you cover out-of-pocket costs. Some plans pay cash in addition to any plan benefits already in place.
Critical Illness Insurance - These plans offer coverage for 15 critical conditions such as cancer, heart attack or stroke. Upon diagnosis of a covered condition, you'll receive a lump-sum cash payment. If you have a health plan, critical illness insurance will provide benefits in addition to your other coverage.
Cancer and Heart Attack & Stroke Insurance
Cigna Individual and Family Plan Quotes
Cigna ACA plans are available on the Federal Marketplace and various state exchanges. To see if Cigna individual/family ACA health plans are available in your area and get a free quote, just go to our ACA Quotes page.
You can also run quotes for Cigna individual/family plans ON or OFF the federal marketplace using this direct link:
Cigna Direct Quote and Apply Online
U.S. Insurance Solutions is here to help
Remember, you are NOT in this alone…I am here to help! As your Personal Health Insurance Advisor, my goal is to make your life easier by taking the hassle out of finding the right health plan for your situation and needs.
To discuss your health insurance options and make sure you have the best possible health plan for your situation, please go to the link above with the image that says CALL ME and schedule a call with me on a day and time that works for you, and I will call you to review your options.