About CIGNA Health Insurance
Cigna (NYSE: CI) is a global health service company dedicated to helping people improve their health, well-being and sense of security. They offer an integrated suite of health services, such as medical, dental, behavioral health, pharmacy and vision care benefits, and other related products including group disability, life, and accident coverage.
For more than 200 years, Cigna and its predecessor companies have been in the insurance field. In 1792, a group of Philadelphia citizens formed the Insurance Company of North America (INA), the first marine insurance company in the United States. In 1865, the Governor of Connecticut signed a special law creating Connecticut General Life Insurance Company (CG). In 1982, Cigna was formed through the combination of INA Corporation and Connecticut General Corporation.
State Availability
The following table shows the states in which COMPANY offers individual and family plans and where U.S. Insurance Solutions can help you sign up for one of their health plans.
States Currently Licensed to Write CIGNA Coverage:
Not Currently Licensed but Able to Become Licensed Quickly:
Plans at a Glance
The following plans are available both on and off the exchange (availability varies by state):
myCigna Health Savings Suite. Maximize savings now and in the future with these high-deductible plans. Plans offer lower premiums and 100% coverage on health services (excluding non-preferred drugs) once you reach your deductible. Plus they can be paired with a tax-advantaged Health Savings Account (HSA), which helps you to budget and save for health care costs.
myCigna Health Flex Suite. These plans offer a range of premium, deductible, coinsurance and copay levels, making them a favorite for families and those who value flexibility.
myCigna Copay Assure Suite. These straightforward plans provide predictable expenses including copays, helping you to better plan for upfront costs. With no deductible to meet and fixed out-of-pocket costs for care, expenses are more predictable.
Plan Benefits
Here you will find downloadable benefit grids/brochures for CIGNA in the states in which we are licensed and those we are able to become licensed quickly. Click on the state that you want, then click to download the appropriate form:
States Currently Licensed to Write CIGNA Coverage:
Not Currently Licensed but Able to Become Licensed Quickly:
Provider Networks
As a result of healthcare reform insurance companies have had to make adjustments to their Provider Networks on many of their health plans. Therefore it is more important than ever to make sure that the doctors and hospitals that are most important to you are in the network of the health plan you are considering.
To find out which network is available for the plans in your area, and view the providers, please visit the Cigna Provider Directory.
In addition, you can check to see if the CIGNA health plan you want covers the prescription drug(s) that you take by visiting the Cigna Prescription List page.
Member Tools and Resources
myCigna - Their secure, members only website allows you to get answers to coverage questions, track claims and account activity, find doctors and other services and view health programs and topics such as WebMD, Health Assessment, Sleep, Nutrition, Weight Loss and more.
Cigna provides useful health care tools that help answer a range of your health-related and health care finance questions.
myCigna Mobile – All of the features of myCigna in a convenient mobile app.
Optional Riders/Coverage
In addition to their individual and family health plans, CIGNA offers the following supplemental coverages:
Dental Insurance – Cigna offers 3 dental plans to choose from in 48 states. They can be written separately or in combination with Cigna health plans in the states where Cigna offers health plans.
Accident Insurance - In the event of an accident, these plans can help you cover out-of-pocket costs. Some plans pay cash in addition to any plan benefits already in place.
Critical Illness Insurance - These plans offer coverage for 15 critical conditions such as cancer, heart attack or stroke. Upon diagnosis of a covered condition, you'll receive a lump-sum cash payment. If you have a health plan, critical illness insurance will provide benefits in addition to your other coverage.
Cancer and Heart Attack& Stroke Insurance
Rate Information
To see if CIGNA plans are available in your area and the other available insurance companies and plans, click on the big box to the right with the U.S. flag background to access our health insurance quote engine.
U.S. Insurance Solutions is here to help
Remember, you are NOT in this alone…I am here to help! As your Personal Health Insurance Advisor, my goal is to make your life easier by taking the hassle out of finding the right health plan for your situation and needs.
So, please contact me at ANY time! You can call me at the number in the top right corner of this website or send me an email to robtavis@ushealthinsurancesolutions.com. However, the easiest and best way for us to connect is to go to the link above that says CALL ME to schedule a day and time on my online calendar that works best for you.