About Aetna Health Insurance

Aetna is committed to providing individuals, employers, health care professionals, producers and others with innovative benefits, products and services. Since their inception in 1853 Aetna has grown to become one of the largest health insurers in the U.S.

They believe strongly in diversity. Seventy five percent of their 50,000 employees are women, and women hold 64% of the company's management positions. That belief extends to their supplier network as they are looking to increase business relationships with certified minority, women, LGBT and small-business suppliers. Aetna also believes that healthy communities lead to a healthier world. In 2013 they were named to The Civic 50, a list of the 50 most community-minded companies in the nation. Since 2003, their employees have volunteered more than 2.6 million hours of their time to support local and national initiatives.

State Availability

Aetna currently offers group health plans in all 51 states. However, they no longer offer individual and family plans in any states. The following table shows the states in which Aetna offers group health plans and where U.S. Insurance Solutions can help you sign up for one of their health plans.

States Currently Licensed to Write Aetna Coverage:

Arizona	Michigan	Ohio	Texas
Connecticut	Nevada	Pennsylvania	Virginia
Georgia	North Carolina	Tennessee

 

Not Currently Licensed but Able to Become Licensed Quickly:

Delaware

District of Columbia

Illinois

Plans at a Glance

The following plans are available both on and off the exchange (availability varies by state):
        
Open access plans

You can choose any doctor, no referrals needed and no Primary Care Physician (PCP) required.

Copay only plans

Copays after the deductible, visits to PCP covered before the deductible, generic drugs covered before the deductible as well. 

High-deductible plans

Preventive care benefits covered 100% before the deductible, Health Savings Account compatible options, plans available that offer PCP visit coverage at a copay before the deductible is met.  

Plan Benefits

Here you will find downloadable benefit grids/brochures for Aetna in the states in which we are licensed and those we are able to become licensed quickly. Click on the state that you want, then click to download the appropriate form: 

States Currently Licensed to Write Aetna Coverage:

Arizona	Michigan	Ohio	Texas
Connecticut	Nevada	Pennsylvania	Virginia
Georgia	North Carolina	Tennessee

 

Not Currently Licensed but Able to Become Licensed Quickly:

Delaware

District of Columbia

Illinois

Provider Networks

As a result of healthcare reform insurance companies have had to make adjustments to their Provider Networks on many of their health plans. Therefore it is more important than ever to make sure that the doctors and hospitals that are most important to you are in the network of the health plan you are considering.

To find out which network is available for the plans in your area, and view the providers, please visit Aetna DocFind.

In addition, you can check to see if the Aetna health plan you want covers the prescription drug(s) that you take by visiting the Aetna Pharmacy Benefits page.

Member Tools and Resources

Aetna Navigator – Their secure, members only website allows you to view your health history, estimate costs for medical and dental procedures, prescriptions and more. You can also download and/or get detailed claims information as well as receive personalized health recommendations.

HSA Savings Calculation Tool – Use this tool to help you discover the savings opportunity and tax advantages associated with a Health Savings Account (HSA).

Mobile Apps –

·         Aetna Mobile – Check account details, access their most popular tools and more

·         iTriage – Get medical answers, find care options and securely maintain health information

·         @AetnaHelp - By tweeting @AetnaHelp, members can get answers to a variety of questions in real time.

Ask Ann - A virtual assistant, is available to answer your questions anytime. As part of your secure member website, Ask Ann can help you find a doctor, estimate the cost of services, answer questions about claims and lots more.

Plan for your Health - Health care and sound financial planning are linked. The Plan for Your Health website has tools to help you make good decisions.

Aetna InteliHealth - is your source for health news and expert opinion from Harvard Medical School doctors. You can read about various diseases and conditions. And get answers to your questions from top docs.

Optional Riders/Coverage

In addition to their individual and family health plans, Aetna offers the following supplemental coverages:

Dental - Aetna offers several types of dental benefits and insurance plans and programs.

Dental Insurance - Aetna offers dental plans directly to individuals in five states: Alaska, Arizona, Delaware, Illinois and Pennsylvania.

Dental Discount Program - With the Vital Savings by Aetna discount program, you can choose from more than 131,000 available dental practices nationwide¹ and make an appointment. After you see the dentist, show your discount card and you'll get instant savings - 15 percent to 50 percent off the cost of most services.* (Not available in Montana or Vermont.)

Vision -

Vision Insurance - Your Aetna medical plan may include coverage for eye exams. Some plans may also cover glasses and contact lenses.

Vision Discount Program - Enjoy savings when you go to the eye doctor by taking advantage of the vision discount offer. It's not a vision insurance plan. It's a simple a way to reduce eye care costs by taking advantage of discounts. The vision discount offer includes savings on exams, contact lenses, glasses, LASIK surgery and more.

Rate Information

To see if Aetna plans are available in your area and the other available insurance companies and plans, click on the big box to the right with the U.S. flag background to access our health insurance quote engine.

U.S. Insurance Solutions is here to help

Remember, you are NOT in this alone…I am here to help! As your Personal Health Insurance Advisor, my goal is to make your life easier by taking the hassle out of finding the right health plan for your situation and needs.

So, please contact me at ANY time! You can call me at the number in the top right corner of this website or send me an email to robtavis@ushealthinsurancesolutions.com. However, the easiest and best way for us to connect is to go to the link above that says CALL ME to schedule a day and time on my online calendar that works best for you.